Advantages of eSec

For the merchant:

• Realtime, secure transaction authorisation on the Internet
• Money is deposited in the merchant's account overnight
• Easy to implement
• Cost-effective tariff
• Transaction reports available daily
• Digital fingerprint audit trails
• Ability to fulfill an order securely in realtime on receipt of authorisation

For the consumer:

• Credit card details are not stored anywhere on the Internet
• No one sees the credit card details except the merchant's bank
• Very strong encryption (1,024-bit RSA & 128-bit RC4)
• Use any Java or SSL-enabled Web browser on any computing platform
• Response from the bank sent securely to the consumer's browser
• No subscription to the service required